Revolving Loan Fund

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The Revolving Loan Fund (RLF) is designed to support business activities when a full amount of needed credit is unavailable from a financial institution. An RLF loan can make up the difference in funds needed to start or improve your business. The program is available to 6 counties in the Brazos Valley Council of Governments including Brazos, Burleson, Grimes, Leon, Madison, and Robertson.

For more information about the Revolving Loan Fund, visit

Types of Loans

  • Fixed Asset Loans
  • Machinery & Equipment Loans
  • Land, Building, & Equipment Improvement Loans
  • Working Capital Loans

Loan Guidelines

  • Create one job per $10,000 of RLF money loaned
  • Funding with satisfactory terms & conditions muust be unavailable from conventional lenders.
  • At least two-thirds of the project's loan must be from private lenders. Qualified for-profit business.
  • Project must be in an RLF-eligible county.

Loan Limits

  • Minimum $10,000.Maximum $150,000.
  • Minimum ratio is 2 private dollars to 1 RLF dollar.
  • Loans with private lender of 90% on buildings (10% equity)
  • Loans with private lender of 80% on equipment (20% equity).

Loan Terms

  • Up to 25 years on real estate loans.
  • Up to 10 years on machinery & equipment loans.
  • Up to 5 years on working capital loans.
  • Rates cannot go below 4% or above 14% per annum.

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